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Stages and Timing of the Loan Process

In working with clients I have found it very helpful to them to explain the process so they know what to expect.  Below I have provided a road map that will give you a good understanding of what is ahead.
 

Application

Buying/Refinancing Down Payment Options How did you hear about us?

Processing

Credit Report Loan Program Options Income Documentation Verifications Title Work Appraisal

Underwriting

Credit Decision Resolving Conditions

Closing

1. Funding & Recording